Epic dogs tales
Owning a dog is a joyous experience, but it comes with responsibilities, including insurance costs. Some breeds are more costly to insure due to their size, health issues, or lifespan. This article explores 12 dog breeds that often come with higher insurance premiums.
Great Dane
Great Danes are known for their immense size and gentle spirit. These “gentle giants” can reach upwards of 32 inches at the shoulder, making them an awe-inspiring sight.
Despite their size, they are affectionate and good-natured. However, their large frames are prone to health issues, particularly heart conditions, leading to pricey insurance premiums.
Their calm demeanor allows them to thrive in a family setting. Fun Fact: Great Danes were originally bred to hunt wild boar, but today they are more commonly seen lounging with their families.
Chow Chow
Chow Chows are known for their lion-like mane and aloof personality. This ancient breed has a distinct appearance and a royal presence that demands attention.
Their independent nature matches their unique looks, but this also comes with a predisposition to certain health issues like entropion, which can be costly to treat.
Despite their dignified demeanor, Chow Chows are deeply loyal to their families. Fun Fact: The Chow Chow is one of the few breeds with a blue-black tongue, a unique genetic trait.
English Bulldog
Known for their charmingly wrinkled face, English Bulldogs are a favorite among dog enthusiasts. Their affectionate nature makes them wonderful companions. However, their susceptibility to certain health issues makes them expensive to insure.
This breed often faces respiratory problems due to their unique facial structure. Regular vet visits are common, adding to the insurance costs. Despite these challenges, their loyal and gentle demeanor makes them beloved pets.
Fun Fact: Did you know English Bulldogs were originally bred for bull-baiting? Today, they are known more for their sweet disposition than their fighting skills.
Newfoundland
With a heart as big as its paws, the Newfoundland is every child’s gentle guardian. Known for their swimming prowess, they are often used in water rescues.
Their large size and predisposition to health issues like hip dysplasia result in higher insurance costs. Yet, their sweet nature and gentle companionship make them cherished pets.
Their love for water and protective instincts make them excellent family dogs. Fun Fact: Newfoundlands have webbed feet, aiding their swimming abilities.
Mastiff
Mastiffs, with their massive size and gentle demeanor, are the epitome of “gentle giants.” Their loyalty is unmatched, but their size alone can lead to substantial insurance premiums.
These dogs are prone to joint and heart issues, requiring consistent veterinary care. Despite these challenges, their calm and protective nature makes them ideal family pets.
Their history as guard dogs for estates adds to their mystique. Fun Fact: Mastiffs have been known to weigh as much as 230 pounds, truly making them one of the largest dog breeds.
Saint Bernard
Saint Bernards, with their endearing nature and renowned rescue history, are irresistible companions. Known for saving lives in the Swiss Alps, they are gentle giants with a big heart.
Their sheer size and predisposition to health issues like hip dysplasia contribute to high insurance costs. However, their patient and kind demeanor makes them perfect family dogs, especially with children.
Their iconic image with the small barrel of brandy around their neck is legendary. Fun Fact: Saint Bernards are named after the Great St. Bernard Pass, where they were used as rescue dogs.
Dalmatian
Dalmatians are known for their striking spotted coats and high energy. Once famed as firehouse mascots, they are playful and active companions.
Their energetic nature requires plenty of exercise, but they are also prone to certain health issues like deafness, affecting insurance costs. Their unique appearance makes them stand out in any setting.
Their history as carriage dogs reflects their endurance and loyalty. Fun Fact: Every Dalmatian is born completely white, developing spots as they age.
Bernese Mountain Dog
Bernese Mountain Dogs are known for their beautiful tricolor coats and friendly disposition. With roots in the Swiss Alps, they are natural outdoor enthusiasts.
Their large size and genetic predisposition to health issues like hip dysplasia and cancer contribute to high insurance premiums. Yet, their affectionate and gentle nature makes them beloved family pets.
Their ability to adapt to various environments is impressive. Fun Fact: Bernese Mountain Dogs were traditionally used as draft dogs in Switzerland, pulling carts and helping with farm work.
Irish Wolfhound
Known as one of the tallest dog breeds, the Irish Wolfhound is both majestic and gentle. Their impressive stature and history as hunting dogs date back to ancient times.
Despite their intimidating size, they are remarkably gentle and friendly, especially with children. However, their size and predisposition to heart issues can lead to expensive insurance costs.
Their presence in ancient Irish lore adds to their mystique. Fun Fact: Irish Wolfhounds were once used to hunt wolves, a testament to their strength and courage.
Alaskan Malamute
With a spirit as wild as the Alaskan wilderness, Malamutes are known for their strength and endurance. These dogs were bred for sledding, and their ability to work tirelessly is unmatched.
Their thick coat requires regular grooming, and they are prone to joint issues, affecting insurance rates. Despite these needs, their loyal and playful nature makes them cherished companions.
Their history as sled dogs highlights their resilience and adaptability. Fun Fact: Alaskan Malamutes are one of the oldest Arctic sled dog breeds, known for their ability to carry heavy loads over long distances.
German Shepherd
German Shepherds, known for their intelligence and versatility, are among the most popular breeds worldwide. Their loyalty is unparalleled, making them excellent companions and working dogs.
Their keen intelligence often leads them into roles such as police or service dogs. However, they are prone to certain health issues like hip dysplasia, affecting insurance costs.
Their ability to learn commands quickly makes them ideal for training. Fun Fact: The German Shepherd was originally developed by Captain Max von Stephanitz in Germany for herding sheep.